Moregage Solutions

LowRate
Get the most competitive rate in the market with our Low Rate Solution. This product comes in either 15, 20, OR 30 YEAR FIXED RATE option with no pre-payment penalty.

ZeroPoint
Opt out of paying loan points with our Zero Point Solution. This 15, 20, OR 30 YEAR FIXED RATE product reduces your closing costs and still gives you a very competitive fixed rate without a pre-payment penalty.

ConstructionMadeSimple
Buy property and build all in one transaction with our Construction Made Simple product.

FlatFee
This 15, 20, OR 30 YEAR FIXED RATE product offers a flat low $650.00 closing fee. An attractive solution for buyers with limited funds for closing or who would prefer to use the money they save for home necessities.

AdjustableRate
Enjoy flexible terms such as a 1 or 3 Year Adjustable Rate Mortgage (ARM). AdjustableRate is an attractive option for those who wish to finance condominiums that do not meet the qualifications of the conventional fixed rate programs.

USDA RD DirectLeverage
The Rural Development Direct Leverage Loan is the newest addition to our product line and is the best deal in town for those who qualify. Targeting the low income market, this product provides maximum financing and a combined rate that may be lower than prevailing market rates. Call today to set up a pre-qualification and see if this product is right for you.

USDA RDGuarantee
The USDA Rural Development Guaranty Program provides up to 100% financing for first-time home buyers targeting the moderate to lower income households. USDA RD Guaranty allows for the purchase and/or construction of a single-family homes, qualified condominiums, and the purchase of land.